Your FICO assessment is a three-digit number that shows your credit quality in light of your monetary conduct (both great and terrible) tracing all the way back to whenever you first were given credit. It will likewise list on the off chance that you've at any point sought financial protection, had a vehicle repossessed, or lost a property to abandonment. The FICO framework assesses everybody's credit in light of similar elements, guaranteeing a level battleground for all. The data in your credit reports gives potential banks a method for surveying that you are so liable to reimburse your advance so they can choose whether to stretch out credit to you. A FICO assessment can go from a low of 300 to an ideal 850, and there are five classifications: poor, fair, great, excellent, and extraordinary.