You can get quotes and compare travel medical insurance policies online. The cost of the policies vary based on the type of policy, your age, your destination and other factors. You can also choose from different levels of coverage, with specialized policies for business travelers, athletes and expatriates. In addition to the trip cost, a typical policy will cover any airline or hotel change fees and ground transportation costs. Some policies also include a separate trip delay coverage, which covers food and lodging expenses if you are delayed for a certain amount of time during your journey. Trip cancellation and delay coverage is often limited to events that were unforeseen at the time of purchase, such as weather or natural disasters.