These policies can also be a great complement to existing workplace benefits, such as short-term disability and long-term disability. Employees can choose from a number of different voluntary supplemental insurance plans offered by Colonial Life, including dental, critical illness, accidental death, and Progressive Atv & Off Road Vehicle Insurance. These plans are available through payroll deduction and are portable, meaning they can be taken with employees when they change jobs or retire. They also do not require a medical exam to qualify for coverage.