India may be going digital but very few know about digital khata book udhar and its benefits. Many businesses are inherited from their ancestors. No wonder many people know very little about digital khata. Just like their ancestors, they still keep their business transactions in the form of registers or books called the ‘bahi khata’. Even when the business is not inherited, many are still spending hours to kee manual udhar jama register and other books for their business. There are two major reasons behind this. The first is the lack of information on how to leverage technology. Their lack of technological know-how becomes a limitation to trust any technology. Especially when most of the small and medium-sized businesses originate from small towns and cities. The lack of exposure to how technology can make their lives easier is an area yet to be explored by many.