Is your Venmo Instant Transfer Not Working? Venmo works with shared trades by permitting you to send and get cash. A beneficiary's Venmo balance is credited right away. All things considered, moving cash to a financial balance can take up to three work days. Utilize Instant Transfer to in a flash exchange your Venmo equilibrium to a Visa or Mastercard charge card. It takes under 30 minutes. Venmo Instant Transfer probably won't work for an assortment of reasons