Before you can start receiving payments through Chime's direct deposit, you need to know two additional things. For direct deposit, these are the Chime routing number and Chime bank address. The banks Bancorp Bank and Stride, both of which support Chime, are different. So, their routing number obviously would also be different. Here, the point is that you must enter the correct routing number corresponding to your Chime checking account only.Chime SpotMe is an optional, no fee service requiring a direct deposit of $200 into your Chime Checking Account. Chime prides itself on having no fees associated with the Chime Checking Account. It doesn't charge a monthly fee or require a minimum balance. https://chimeblogs.com/blog/chime-bank-name-and-address-for-direct-deposit