Discover your ideal home without breaking the bank in Pensacola, FL. Our selection of affordable housing options offers comfort and quality at budget-friendly prices. From cozy starter homes to spacious family dwellings, explore a range of properties that fit your needs and budget.

We offer great loans to get your family camping, boating and riding with the wind in their hair!

Discover how Harvesters Credit Union stands out as the premier choice for business services nationwide. With innovative solutions tailored to meet diverse needs, we're committed to empowering businesses of all sizes to thrive.

If you've decided it's time to settle down and buy your own home, there are a lot of formalities and complications that may make you want to put those plans on the back burner. Specifically, if you were to visit a bank in Pensacola, FL, and ask the professionals working there about your options and monthly payments, their answers would likely disappoint you.

Owning your own home is a passion and a dream pursued by millions of families around the world. Many people have ideas about the model or design of the house in which they would like to live happily. Finding the exact location to build your home, or even your dream home or apartment, can be a difficult process.

Harvesters Credit Union is dedicated to enhancing your life by offering fair rates and flexible terms nationwide. Our commitment to excellence ensures that individuals across the USA have access to financial solutions tailored to their needs, empowering them to achieve their goals and secure a brighter future.

Harvesters Credit Union stands out as Florida's premier choice for business services, offering tailored financial solutions and unparalleled support to local businesses. With a commitment to excellence and innovation, we empower entrepreneurs to thrive and succeed in their endeavors, making us the top choice for business banking needs in the state.

Harvesters Credit Union: Bridging Dreams. Empowering Homeownership. Our Solutions Align Budgets with Dreams, Paving the Way to Your Dream Home Without Financial Constraints. Let's Make It Happen, Empowering Members to Achieve Homeownership. Harvesters Credit Union's Budget-Friendly Solutions Bridge the Gap Between Your Dream Home and Financial Reality.

Many of us turn to loved ones for help in times of need, but when we need more money, we turn to banks for loans, financial institutions, etc. Whether it is a state bank or a private bank, each of them is a profit-making organization.

“Conventional” just means that the loan is not part of a specific government program. Conventional loans are funded by private financial lenders and then sold to government-sponsored corporations Fannie Mae and Freddie Mac. These loans have stricter requirements than FHA loans. You’ll need a higher credit score and a lower debt-to-income ratio (DTI) to qualify for a conventional loan than you would with an FHA loan. Your down payment could be as low as 3% and if your down payment is at least 20%, you can avoid paying private mortgage insurance (PMI).

Harvesters Credit Union began serving the employees and families of what is now International Paper in 1948. In 2003, we became a community charter credit union and opened our doors to anyone living, working, worshiping or attending school in Escambia and Santa Rosa counties in Florida. Since then, we’ve grown to serve over 27,000 members and extended our reach to Okaloosa, Walton and Bay counties. Our mission is to make a positive difference in every member’s life, helping members meet their financial needs and wants one member at a time. It is our commitment and promise to React With Care.